![What is bad credit and what are its effects?](/wp-content/themes/u-design/scripts/timthumb.php?src=/wp-content/uploads/2013/02/Bad-Credit-Unsecured-Loans-Last-Chance-For-Bad-Credit.jpg&w=150&h=150&zc=1&q=100)
There are a lot of people who have bad credit. This is something that one has to be wary of. If you earn so much money that you do not have need to borrow, then you will not need to worry about bad credit, but if you do not earn a lot of money and need to borrow once in a whole to overcome financial troubles, then you need to know all about bad credit and its effects. What is bad credit: The credit that is provided to you may not have been repaid by you on time and this is called as bad credit. For example, when you use a credit card and have not repaid the outstanding amount to the credit card issuing company, then you be said to have bad credit. There are several effects of the bad credit that you need to know about too. Some
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