Lack of money… Nowadays many people face to financial problems. It is easy to go into debt. You should know how right to dispense your money, how to save and to manage. It isn’t so complicated, as it seems. Useful financial tips: Create an emergency fund. No one is safe. Future events are waiting for you. Nobody can guarantee that they will be positive. You can lose beneficial work or member of your family will fall ill. As a result you should have money for unexpected expenses. 10% of your income will be enough for the emergency fund. Save money for your own retirement fund. It is very important. You couldn’t get a loan for this fund. Think about it now. Time passes quickly. Calculate your future expense according to this rule 100% of your today’s expenses — plus 10%. Start investing. You should learn to risk. You can lose
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